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A Dacono Homeowner's Guide to Hail Insurance Claims

Reed Coston
Oct 8
1 min read

Hail is part of life in Dacono and across the Carbon Valley. If a storm damages your home, the insurance process can feel confusing. Here's a simple overview of how it usually works.


How a typical hail claim works


  1. Get an inspection. A free roof inspection tells you whether there's real damage before you file.

  2. Review your policy. Check your deductible and any deadline for filing after a storm.

  3. File your claim. You contact your insurance company to open the claim.

  4. Adjuster visit. Your insurance company sends an adjuster to inspect the damage.

  5. Review the decision. Your insurer explains what's covered.

  6. Repairs. Once the claim is settled, work can be scheduled.


How Makers helps


Our in-house claims specialist focuses on hail damage. We document damage with detailed photos and can be there when your insurance adjuster visits, so damage on the roof isn't missed.


A note on deductibles


Colorado law doesn't allow roofing contractors to waive or pay your insurance deductible. If a roofer offers to cover it, that's a red flag. A trustworthy roofer will be upfront about what you'll owe.


Free roof inspections in Dacono


Makers Roofing & Exteriors is a local, family-run roofing company based in Erie. We're licensed and insured, and every roof we install comes with a lifetime labor warranty plus the manufacturer's warranty.


Call the office: (720) 383-7116


Call Reed directly (24/7 for emergencies): (520) 248-3926


Email: reed@makersroofs.com

 
 
 

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